Annual Car Cost Calculator

Depreciation, fuel, insurance and maintenance: what your car costs you over a year.

Formula

Total cost over the period = Depreciation + Interest cost + Fuel / energy + Insurance + Maintenance

Assumptions

Constant annual depreciation and insurance/maintenance costs as you entered them: an order of magnitude, not a quote. It does not replace real market values or local prices.

How to read it

Set this yearly budget against your income: above 15% of net income, the car is a major line item. Years without major servicing understate the true cost — spread tires, brakes and belts over the ownership period.

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