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Buying & financing
Car Depreciation Calculator
Purchase price, annual depreciation rate and years: estimated resale value and value lost year by year.
Formula
Value at the end = Vehicle price × (1 − Annual depreciation (%))^Years of ownership
Assumptions
Constant annual depreciation and insurance/maintenance costs as you entered them: an order of magnitude, not a quote. It does not replace real market values or local prices.
How to read it
Depreciation is the biggest cost of a new car: 15–25% in the first year, then 10–15% a year. The rate varies a lot by brand, powertrain and market — use listing history for your model to tune it.