Car Cost Calculator

Purchase, fuel, insurance, maintenance and depreciation: your complete car budget, per month and per year.

Formula

Total cost over the period = Depreciation + Interest cost + Fuel / energy + Insurance + Maintenance

Assumptions

Constant annual depreciation and insurance/maintenance costs as you entered them: an order of magnitude, not a quote. It does not replace real market values or local prices.

How to read it

Count fixed costs (insurance, maintenance, parking) even in months when the car sits still — they weigh more the less you drive. Under 5,000 miles a year, car sharing or occasional rental is worth comparing.

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